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Business Advice6 April 2026

CIS Tax Rebates in Cornwall: Are You Owed £1,000s Back?

Subcontractors across Cornwall are quietly overpaying tax under CIS. Here's how to check whether HMRC owes you a rebate — and how to claim it.

CIS tax rebates for Cornwall subcontractors

CIS Tax Rebates in Cornwall: Are You Owed £1,000s Back?

If you're a subcontractor working across Helston, Falmouth, Camborne, Redruth or Truro, there's a strong chance you've overpaid tax… and HMRC is holding onto your money.

At Kernow Accountancy, we help local trades get that money back. And we're not talking small amounts… some of our Cornwall clients have had over £3,000 refunded.

Working in Construction in Cornwall? This Applies to You

If you're a builder, electrician, plumber, groundworker or carpenter, and you're paid under CIS, this is for you. Most subcontractors we speak to across Cornwall are overpaying without even knowing it.

How CIS Works (Simple Version)

Under the Construction Industry Scheme, contractors take 20% tax from your pay (or 30% if you're not registered). That money goes straight to HMRC. But here's the catch… it doesn't factor in your expenses.

Why Cornwall Subcontractors Get Tax Refunds

Living and working in Cornwall comes with real costs: fuel travelling between sites (Helston to Truro, Falmouth to Camborne… it adds up fast), tools and equipment, workwear, van costs, insurance. CIS ignores all of this. So when we do your tax return properly, you've usually paid too much tax.

Real Results From Local Clients

This isn't theory. This is what we see every day: trades in Helston getting £1,500+ back, subcontractors around Camborne and Redruth seeing £2,000–£3,000 refunds, and first-time claims uncovering money from previous years. Most people have no idea they're owed this.

The Biggest Mistakes We See Locally

We see the same issues again and again: not submitting a tax return at all, missing loads of allowable expenses, trying to do it themselves and getting it wrong, using spreadsheets that don't track properly, and not understanding CIS statements. It usually ends with overpaying tax.

How Kernow Accountancy Helps (Right Here in Helston)

We're not some big national firm. We're based right here in Helston, working with Cornwall trades every day. Here's how we help: we check exactly what you've paid under CIS, make sure every expense is claimed properly, submit your tax return correctly, deal directly with HMRC, and get your refund back as quickly as possible. Simple, sorted, done.

Why Go Local Instead of National?

A lot of subcontractors end up with big firms or online services. Here's the difference: we actually know Cornwall, we understand how local trades work, you can pick up the phone and speak to us, and you're not just a number. It's just easier.

Don't Let HMRC Sit on Your Money

If you've worked under CIS in the last few years, there's a high chance you're owed money back. And right now, that money is sitting with HMRC.

Want to Check Your CIS Rebate?

We'll take a quick look and tell you what you could get back. No stress, no jargon, just clear answers. Call 01326 377104.

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