Making Tax Digital, sorted — for Cornwall’s sole traders and landlords.
Making Tax Digital sounds a lot scarier than it really is — and that’s where we come in. We’ll get everything set up, take care of the quarterly updates, and keep it all ticking along quietly in the background. You get on with your day; we’ll handle HMRC. We’re a friendly, family-run team in Helston, here for businesses right across Cornwall.
A 10-minute chat. A clear plan. That’s it.
- Are you affected by MTD? We’ll tell you honestly.
- What software fits — and how much it should cost.
- A simple checklist so nothing’s left to chance.
Or call us on 01326 377104
Which one sounds like you?
Let us know where you’re at and we’ll show you exactly what Making Tax Digital means for you — in plain, friendly English, with none of the tax-speak.
I’m a sole trader
Builder, hairdresser, designer, café owner or freelancer? Once your income passes the threshold, MTD changes how you report — and we’ll make that switch as painless as we possibly can.
See sole-trader helpI’m a landlord
Whether it’s one flat, a whole portfolio or a couple of holiday lets, your rental income counts towards MTD too. We’ll keep your records digital and your updates on time, so you don’t have to give it a second thought.
See landlord helpDoes MTD apply to you yet?
It’s coming in gently, in stages, depending on your qualifying income — that’s your self-employment turnover plus any gross rent, before expenses.
- 1Here now
April 2026
Income over £50,000
- 2
April 2027
Income over £30,000
- 3Expected
April 2028
Income over £20,000
Not sure where you fall? Pop your details into our free check and we’ll give you a straight answer in minutes.
Trusted accountants in Helston, serving all of Cornwall
We’re a small, family-run practice on the Water-Ma-Trout estate — close enough to pop in for a cuppa, and set up to look after businesses from Penzance to Bude. Here’s why Cornwall feels at home with Kernow.
MTD specialists
We’ve been getting ready for Making Tax Digital for years. It’s what we do — day in, day out.
15+ years
Kernow has been looking after Cornish businesses since 2011. We’ve seen every wrinkle HMRC can throw at you.
Digital-first
We’ll help you pick the right software and set it up properly — no messy spreadsheets, no last-minute panic.
Friendly and jargon-free
We speak plain English. Ask us anything — however small it feels — we’re happy to explain.
Everything handled
Bookkeeping, quarterly updates, year-end, HMRC letters — you can hand it all over and get on with your work.
Family-run and local
You’ll always speak to the same small team, right here in Helston. No call centres, no chasing.
We do a lot more than MTD.
Whatever your business needs, there’s a good chance we’ve got it covered.
Have a look at everything we do- Bookkeeping
- VAT
- Payroll
- Self Assessment
- Corporation Tax
- CIS
Lovely things our clients say
“Highly recommended. A family-run business with very professional service — Zoe and her team are consistently outstanding, and their communication is second to none.”
Clare “Everyone at Kernow Accountancy are super helpful and always patient and professional. They reply to any questions on the same day, often within an hour of the question being emailed, and they really know their stuff. I’d definitely recommend them to anyone — thanks everyone ☺️!”
Sarah “Totally fantastic with their help and advice since I became self-employed. Even when I ask the silliest questions, they’re professional, helpful and friendly. Highly recommended.”
Gwenda “I use Kernow Accountancy for my son’s EOTAS package staff payments. Having no experience in this I was nervous, but Kernow Accountancy have made it so easy! They answered all my newbie questions and Rebecca keeps in touch with reminders etc. It’s very smooth and easy each month. Would definitely recommend.”
Smith Walker “Working with Paige and the team from Kernow Accountancy is a delight. I very rarely ask for anything because it all seems to be done for me — they’re very good at all the stuff I don’t want to do, which makes for a great partnership.”
Jon “Highly recommended. A family-run business with very professional service — Zoe and her team are consistently outstanding, and their communication is second to none.”
Clare “Everyone at Kernow Accountancy are super helpful and always patient and professional. They reply to any questions on the same day, often within an hour of the question being emailed, and they really know their stuff. I’d definitely recommend them to anyone — thanks everyone ☺️!”
Sarah “Totally fantastic with their help and advice since I became self-employed. Even when I ask the silliest questions, they’re professional, helpful and friendly. Highly recommended.”
Gwenda “I use Kernow Accountancy for my son’s EOTAS package staff payments. Having no experience in this I was nervous, but Kernow Accountancy have made it so easy! They answered all my newbie questions and Rebecca keeps in touch with reminders etc. It’s very smooth and easy each month. Would definitely recommend.”
Smith Walker “Working with Paige and the team from Kernow Accountancy is a delight. I very rarely ask for anything because it all seems to be done for me — they’re very good at all the stuff I don’t want to do, which makes for a great partnership.”
Jon
Making Tax Digital and accountancy questions, answered
Short, straight answers to the things Cornish sole traders and landlords ask us most.
What is Making Tax Digital?
- Making Tax Digital (MTD) is HMRC’s system for keeping tax records digitally and reporting income every quarter instead of once a year. For sole traders and landlords it means using HMRC-recognised software, sending four short updates a year, and confirming the figures with a final declaration after the tax year ends.
Who does MTD apply to in 2026?
- From April 2026, MTD for Income Tax applies to sole traders and landlords whose combined self-employment turnover and gross rental income was over £50,000 in the 2024/25 tax year. The threshold falls to £30,000 in April 2027 and is expected to reach £20,000 in April 2028.
Do landlords need to comply with MTD?
- Yes — landlords are included, because gross rental income counts towards the MTD threshold. It applies whether you let one flat or a whole portfolio, and joint owners count their own share of the rent.
How much does an accountant cost in Cornwall?
- Fees depend on the work involved, so we quote for each client rather than publish a single price. Our quotes are fixed and agreed in advance, all prices are plus VAT, and the initial MTD readiness check is free with no obligation.
Where are you based and who do you work with?
- We are based at Kernow House, Water-Ma-Trout, Helston, Cornwall TR13 0LW, and work with sole traders, landlords and small businesses across Cornwall. You can call us on 01326 377104 or email info@kernow.ltd.
Let’s find out if MTD applies to you.
A free, friendly readiness check. No obligation, no pressure — just clear answers and a plan.
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